My husband and I whole heartedly committed to Dave Ramsey's Financial Peace University a few months ago. What this program offers is a little piece of awesomeness called, "The Envelope System". We were taught to budget each month and put our cash in envelopes. By doing this we budgeted all our expenses and it allowed us to ONLY SPEND MONEY WE HAVE. When you see and hold money in your hands it creates a whole new emotion instead of just simply swiping your card.. It's crazy!
"Hi, my name is Danielle and I'm addicted to swiping my debit card."
I don't know what it is about that little debit card, but it made life waaaaay too easy and before I knew it I used to spend money I shouldn't have. 🙈 (no self control)
Amongst our awesome budget planning
we decided to eliminate eating out. We used to eat out pretty much everyday-every other day. So with the whole "not eating out" that means... NO FAST FOOD! Say WHAT?! Yes. We have only eaten fast food 1 time in almost 2 months and that was only because we were starving and on a road trip and didn't plan accordingly. With this absurd, crazy, awesome decision we have not only been eating healthier, but saving a ton of money! Who would've thought?! 😜 I can honestly say that this is one of the best decisions we have EVER made!
For those of you that haven't heard of Dave Ramsey.. Google him! Seriously.. It's not a scam and this man is a financial genius. I promise you won't be disappointed with his program! He has all kinds of steps to help you budget, get you to start saving, show you how to pay off debt, and teach you how to not spend money you don't have.. (Crazy concept huh?)
Anyways.. This is just a little glimpse into our world, but I decided to share it because I know a ton of people can benefit from what this man teaches. 😄
Have yourself a blessed day!
